Jurnal

The Policy of Intellectual Property As a Bank Guarantee for The Support Creative Economic Development

---

The creative economy is an economic activity driven by creative industries that prioritizes the role of intellectual property. One effort to improve the national economy is in the creative economy sector with intellectual property policies as banking collateral in crediting/borrowing business capital. The aim of this research is (i). Analyzing and reviewing the development of Intellectual Property (IP) which is used as collateral for banking credit in Indonesia, especially in relation to the creative economy; (ii). Analyze and review banking regulations related to IP as collateral; (iii). Analyze and assess the risks and obstacles faced in relation to IP as collateral for banking credit; and (iv). Analyzing and reviewing Intellectual Property can contribute to the development of the creative economy. The method used is a qualitative approach through Focus Group Discussion (FGD) and processed using NVivo. Based on the results of the NVivo and SLR analysis: (i). The development of Intellectual Property (IP) which is used as collateral for banking credit in Indonesia, especially in the creative economy industry, has not yet been discovered, due to the higher risk compared to fixed collateral; (ii). The constraints that are dominantly mapped out in the implementation process are also related to why until now IP assets are still a choice of collateral (second collateral) for the financial world, especially banking; (iii). There is a need for clarity in regulations regarding fiduciary guarantees for Intellectual Property assets. This was touched upon by one of the informants in the regulator category who specifically discussed regulations/laws regarding Intellectual Property fiduciary guarantees; and (iv). Intellectual Property for the creative economy can also be achieved through a financing guarantee. This research recommends that the government first propose changes to the industrial design law, trademark law, trade secret law, and other intellectual property laws where these laws can regulate that intellectual property can be guaranteed by banks considering that it is new Patent law and copyright law which regulates that patents and copyrights can be used as banking collateral. In addition, the government has established an independent valuation institution that can determine the appropriate valuation method according to the value of intellectual property in Indonesia so that the government has clear policies and regulations to support intellectual property as banking collateral.

---

Ketersediaan

Tidak ada salinan data

Informasi Detail

Judul Seri

-

No. Panggil

346.048

Penerbit

Kanada : Ontario International Development Agency., 2025

Deskripsi Fisik

16 hlm

Bahasa

English

ISBN/ISSN

19236662

Klasifikasi

346.048

Tipe Isi

text

Tipe Media

other

Tipe Pembawa

-

Edisi

24-02-2025

Subjek

Intellectual property
Creative Economy
Banking Guarantee
DJKI
National Economy

Info Detail Spesifik

OIDA International Journal of Sustainable Development, 18 (03), 97-112, 2025

Pernyataan Tanggungjawab

-

Versi lain/terkait

Lampiran Berkas

Komentar

---

Anda harus masuk sebelum memberikan komentar